A Different Approach With Different Results.

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J & H Insurance prides itself on exemplary customer service. Our staff of professionals, whose experience is matched by their dedication and integrity are armed with continuous education, training, and cutting-edge technical resources. These highly specialized consultants have helped us build our reputation for excellence and fuel our growth.



Two Convenient Locations to Serve You:

J & H Insurance Services

510 N. Valley Mills Drive

Suite 701

Waco, TX 76710



J & H Insurance Services

505 W 5th St

Suite 200

Clifton, TX 76634



Rowland Jackson


Rowland is a third generation Texas Insurance professional with over 40 years’ experience.

Trained as a casualty underwriter, he is knowledgeable and experienced in all lines.


Direct: (254) 761-3311 or Cell: (254) 709-1770


Email:  rowlandj@jandhins.com



Iona Easterwood

Vice President


Direct (254) 741-2886 or Cell: (254) 366-4412

Email:  Ionae@jandhins.com

Sheri Pinchback

Vice President

Commercial Lines

Direct:  (254) 761-3315 or Cell: (254) 722-3112

Email:  sherip@jandhins.com

Randy Behringer

Certified Insurance Counselor

Direct: (254) 741-2285 or Cell: (254) 744-2428

Email:  randyb@jandhins.com

Kim Jones

Director of Employee Benefits

Direct: (254) 761-3313 or Cell: (254) 722-8721

Email:  kimj@jandhins.com

Teresa Lillard

CSR, Personal Lines

Direct: (254) 297-4403

Email: teresal@jandhins.com

J & H Insurance Services

510 N. Valley Mills Drive    Suite 701

Waco, TX 76710


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