A Different Approach With Different Results.

Commercial Insurance

Oil & Gas Insurance


J & H does much more than just buy insurance for our operators and contractors.  We help with the development of Master Service Agreements, reviews of drilling contracts and Operating Agreements, and allocation of insurance expenses back to each well.

We know what to look for in policy wording to keep our clients from experiencing the common pitfalls of unnecessary exclusions and limitations often overlooked by inexperienced insurance agents.


In oil and gas insurance, all policies are not the same!


  • Full Policy and exposure review. Identify current gaps & problems to then better access your “bottom line”.
  • Offer a plan of action based on your “real bottom line”.
  • Review of Operating Agreements and all Contracts.
  • Review of all Certificates & Additional insureds.
  • Review and analyze all exposures.
  • Are your current limit structures adequate to the exposures?
  • Have you received an outside engineering report to assist?
  • What does your agent really do for you?
  • Are you currently getting the best for your buck? Are you sure?
  • What is the experience of your current agent/producer? Can he answer your questions “face to face”?
  • Do you have an established and trusting relationship with your current agent?  Is he thinking ahead?  Is he truly taking care of you?  Are you sure?
  • We offer a full time relationship with an experienced insurance team – who’s there when you need them



Construction Insurance


We handle insurance and surety for:

•  General Contractors

•  Surety Bonds

•  General Liability

•  Umbrella

•  Workers Comp

•  Auto

•  Builder's Risk

•  Contractor's Equipment

•  Artisan Contractors:

•  Plumbing

•  Electrical

•  Concrete

•  Paving

•  Masonry & Stone

Manufacturing / Distribution Insurance


•  Food Manufacturing

•  Metal Goods Manufacturing

•  Machine Shops

•  Major Product Manufacturing

Professional Liability Insurance


• Directors & Officers Liability

• Employment practices Liability

• Fiduciary Liability

• Cyber Liability


J & H Insurance and Consulting Services

510 N. Valley Mills Drive    Suite 701

Waco, TX 76710


Copyright ©2020 J&H Insurance.  All rights reserved.